Terms and Conditions
These Terms and Conditions govern your use of Meravonisthel Financial Planning's subscription service. By using our service, you agree to these terms.
Acceptance of Terms
By accessing or using our financial planning subscription service, you agree to be bound by these Terms and Conditions and our Privacy Policy.
If you do not agree to these terms, you may not use our service
Use of Our Service
Your use of our financial planning subscription service is subject to the following conditions:
Eligibility
You must be at least 18 years old and have the legal capacity to enter into binding agreements to use our service
18+ only
Account Responsibilities
- You are responsible for maintaining the confidentiality of your account information
- You agree to provide accurate and complete information during registration and consultations
- You must promptly notify us of any unauthorized use of your account
Prohibited Uses
You may not use our service for any of the following purposes:
- Any unlawful purpose or in violation of applicable laws or regulations
- To transmit harmful, fraudulent, or misleading information
- To interfere with or disrupt the service or servers
- To impersonate another person or entity
- To violate intellectual property rights of others
Intellectual Property Rights
All content, materials, and intellectual property on our website and service are owned by Meravonisthel Financial Planning or our licensors.
You may not reproduce, distribute, or create derivative works without our written permission
User-Generated Content
You retain ownership of content you provide during consultations, but grant us a license to use it for service delivery purposes.
By using our service, you grant us a non-exclusive license to use your content for consultation and service improvement purposes
You are responsible for ensuring your content does not violate any third-party rights
Privacy and Data Protection
Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.
Disclaimers and Warranties
Our service is provided for informational and consultation purposes only and should not be considered as specific financial advice for your individual situation.
Service Provided "As Is"
Our service is provided "as is" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability or fitness for a particular purpose.
Limitation of Liability
To the maximum extent permitted by law, Meravonisthel Financial Planning shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our service.
Our total liability shall not exceed the amount you paid for your subscription in the preceding twelve months
Indemnification
You agree to indemnify and hold harmless Meravonisthel Financial Planning from any claims, damages, or expenses arising from your use of our service or violation of these terms.
Dispute Resolution
We are committed to resolving disputes fairly and efficiently:
Arbitration
Any disputes arising from these terms or our service shall be resolved through binding arbitration in accordance with English law.
Arbitration proceedings shall be conducted under the rules of the Chartered Institute of Arbitrators
EU Online Dispute Resolution
EU residents may also access the European Commission's Online Dispute Resolution platform for consumer disputes.
Access EU ODR Platform: https://ec.europa.eu/consumers/odr
This platform provides access to alternative dispute resolution procedures for online purchases
Termination
Either party may terminate your subscription with 30 days written notice. We may terminate immediately for violation of these terms.
Certain provisions of these terms shall survive termination, including intellectual property rights and limitation of liability
Governing Law
English law governs the interpretation and enforcement of these terms
Changes to Terms
We may modify these Terms and Conditions from time to time. Material changes will be communicated to subscribers via email.
Continued use of our service after changes constitutes acceptance of new terms
Severability
If any provision of these terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.
Entire Agreement
These Terms and Conditions, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Meravonisthel Financial Planning.
Contact Information
If you have questions about these Terms and Conditions, please contact us using the information provided on our website.
Email: contact@meravonisthel.com
Phone: +44 20 3750 0802
Address: 29 Wellington St, Leeds LS1 4DL, United Kingdom
Last updated: August 30, 2025
Version 2.1